CREDIT ??????

YOU SAID IT !!!!

IT REALLY PAYS TO PAY YOUR CREDITCARD BILLS ON TIME .... EVERY TIME .... ALL THE TIME ...

IN FULL.

OTHER THAN THAT ... YOU PROBABLY WON'T GET A LOVE LETTER FROM YOUR CREDITCARD COMPANY TELLING YOU HOW WONDERFULL YOU ARE ... THEY TRULY APPRECIATE YOUR BUSINESS ....

AND

THAT'S WHY THEIR LOWERING YOUR CREDIT LIMIT !!!!

THEY JUST CAN'T UNDERSTAND HOW SOME OF YOU JUST DON'T GET IT.